Whether you are selling eggs or vegetables at the end of your driveway, offering your produce for sale at the local farmers’ markets, leasing your fields for other local farmers to hay, or milking 100 cows daily, the Farmowner’s policy is designed to provide coverage for all your personal and business farm exposures.
Protect Your Farming Investment
Owning a farm is an extremely challenging business endeavor, which is why it is imperative that you make certain you and your farming assets are adequately protected. As you know, today’s farm operation requires a substantial investment in buildings and machinery as well as the ability to maintain a constant cash flow. Therefore, a strong risk management program is needed to protect your farming investment not just today, but well into the future.
Our farmowners program is designed to help protect your buildings and machinery from unexpected losses or damages. With our extra-expense and loss-of-income coverage, we can customize a program that will help limit the impact a loss would have on your cash flow. Here are the various types of coverage that we offer:
- Household Personal Property
- Farm Outbuildings/Barns/Structures
- Farm Personal Property
We understand the unique exposures that are found on the various types of farm and ranch operations. Our premium products are designed to protect your farm livelihood, whether their operation is a gentleman farm or a larger family farm corporation.
Farm and Ranch
The farm and ranch policy protects you against losses or damages to your residence, personal property, outbuildings, farm personal property and liability coverage. This is not a “one size fits all” type of product as we have an array of optional coverages available to fine tune the farm policy to meet your farm coverage needs.
We are generally able to accommodate an assortment of risks, including but not limited to operations involving:
- Grain and Hay
- Livestock: Cattle, Sheep, Swine, Goats, Horses
Our farm auto product is a modified commercial auto program that aims to provide coverage for vehicles used in the farm or ranch operation. This product can provide coverage for tractor/trailer units, grain trucks, pickup trucks and trailers that are vital to the day to day farm or ranch operations. Personal use autos may also be added as to the farm auto policy as long as there is a farm/ranch use vehicle that accompanies the personal autos.
The farm umbrella program is designed to provide comprehensive liability coverage for personal and farm-related exposures that are consistent with the needs of the farming or ranching operations. This coverage form provides an additional layer of liability protection above and beyond the underlying policies at an affordable price.
Get Your Free Farm Insurance Quote Today
Do you have the right coverage to minimize your exposure to losses? Call Archambault Insurance at 860-928-0811 or Contact Us today for a no-obligation evaluation. If you already have a farm insurance policy, we can help you identify gaps that may exist in your current coverage and help you take the proper steps towards better securing your farm.